Tag Archives: home

The 3 Cs of Loan Underwriting Approval

(Jeff Sorg, OnlineEd) – When making a residential real estate loan application, qualifying ratios are only the beginning of the approval process. The “Three Cs” of loan underwriting approval are: Credit – the credit history of the applicant; Capacity – the income and ability to service the desired loan debt; and Collateral – the value […]

What’s Required to Become an Oregon Home Inspector

(Jeff Sorg, OnlineEd – Portland, OR) Anyone who advertises, works, or bids as a home inspector is required to be certified by the Oregon Construction Contractors Board (“CCB”) as a home inspector. Any individual who, for a fee, inspects and delivers a report on the overall physical condition of a residential structure is considered to […]