Tag Archives: regulation

7 Common “Qualified Mortgage” Myths

The CFPB’s Qualified Mortgage and Ability to Repay rules have been effective for just over a week, and there still seems to be confusion from both consumers and industry professionals.  While truthfully we will not know the full effects of these rules for some time, there has been a lot of speculation regarding how these […]

Maintaining Client File Confidentiality in the Real Estate Office

(Jeff Sorg – OnlineEd) – Oregon law requires that certain client information be maintained as confidential. The ability of associates in the same office or company to represent the seller and buyer in the same transaction as single agents with the full range of fiduciary obligations necessitates enhanced protection of client confidential information. Every real […]

Advertising Rules for Oregon Real Estate Brokers, Principal Brokers, and Property Managers

(OnlineEd – Portland, OR) – Current Oregon Real Estate Agency advertising rules can be found in Oregon Administrative Rules (OAR 863-015-0125), which is reprinted below. OAR 863-015-0125 (1) As used in this rule, “advertising” and “advertisement” include all forms of representation, promotion and solicitation disseminated in any manner and by any means for any purpose […]