The Real Estate Encyclopedia & Blog

Fair Housing Amendments Act of 1988 (FHAA)

by | May 17, 2026

The Fair Housing Amendments Act of 1988 (FHAA) is a federal law that expanded and strengthened the protections established under the Fair Housing Act of 1968. Enacted as Title VIII amendments to the Civil Rights Act, the FHAA prohibits discrimination in the sale, rental, financing, and advertising of housing based on two additional protected classes: disability and familial status. Familial status protections apply to households with children under the age of 18, pregnant individuals, and people securing custody of minors. The law makes it illegal for housing providers, real estate professionals, lenders, and property managers to refuse housing, impose different terms, or otherwise discriminate against individuals because they belong to a protected class. The FHAA also enhanced federal enforcement mechanisms by increasing penalties and granting the U.S. Department of Housing and Urban Development (HUD) broader authority to investigate complaints and pursue legal remedies.

One of the most significant aspects of the FHAA is its protection of individuals with physical or mental disabilities. Under the law, housing providers must make reasonable accommodations in rules, policies, practices, or services when necessary for a person with a disability to have equal use and enjoyment of housing. The Act also requires newly constructed multifamily housing built after March 13, 1991, to meet certain accessibility and adaptive design standards. Examples include accessible entrances, wider doorways, and reinforced bathroom walls for grab bars. The FHAA represented a major expansion of fair housing rights in the United States and remains a foundational component of modern housing discrimination law, significantly influencing residential development, property management practices, and real estate compliance standards nationwide.