Did Home Prices Ever Make Sense?

Did Home Prices Ever Make Sense?

Why are we all pretending that the real estate market is supposed to make sense? For years, I’ve been reading articles describing the national housing market as “weird,” articles with titles like “Weirdest Housing Market in Recent...

Soft Second Loan

A soft second loan is a second mortgage used to help a homebuyer cover the down payment, closing costs, or part of the purchase price. It is called “soft” not because it is physically squishy, of course, but because it is very flexible; the repayment terms...

Allodial Title

Allodial title is a form of land ownership in which the owner holds property independently, without owing rent, service, or other obligations to a superior landlord. This is a type of land ownership almost no one will ever experience. Allodial title is very rare for...

Participation Financing

Is participation financing like a participation trophy that you get just for trying? Definitely not! Participation financing is a financing arrangement in which two or more lenders or investors share in funding a mortgage loan and participate in the loan’s...