New continuing education requirements took effect on January 1st, 2026 for all Oregon real estate licensees. These updated requirements included changes to the Law and Rule Required Course (LARRC), the introduction of a new required Fair Housing Course, and revisions...
A soft second loan is a second mortgage used to help a homebuyer cover the down payment, closing costs, or part of the purchase price. It is called “soft” not because it is physically squishy, of course, but because it is very flexible; the repayment terms...
Allodial title is a form of land ownership in which the owner holds property independently, without owing rent, service, or other obligations to a superior landlord. This is a type of land ownership almost no one will ever experience. Allodial title is very rare for...
Is participation financing like a participation trophy that you get just for trying? Definitely not! Participation financing is a financing arrangement in which two or more lenders or investors share in funding a mortgage loan and participate in the loan’s...
Forbearance is a temporary agreement between a lender and a borrower that allows the borrower to reduce, suspend, or postpone some or all mortgage payments for a limited period when they are experiencing financial hardship. Forbearance does not eliminate the amount...
