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Air Space Condominium Ownership

Most condominium ownership is structured around the concept of air space. This means that the building, walls, and common areas are owned communally by all owners through the homeowners association (HOA). Thus, the individual condominium owner only controls the air...

Reinforced vs. Unreinforced Masonry

Unreinforced masonry is stone, brick, or cement construction that supports itself, without any other framing to add strength and reinforcement. For example, a building made of only bricks, mortar, and poured cement without any steel or wood frame for support, is...

Property Servitude

Property servitude is not what it may sound like; it does not involve servants. Servitude in this context refers to someone having control over a property they do not own. That is, the property is owned by one party, but a different party has control over that...

Property Tax Deferral

Property Tax Deferral: Hidden Gem?Property tax deferral programs are often kept somewhat secret, and are far less popular than reverse mortgages. These deferral programs can cost states and counties current tax revenue, which is why some jurisdictions avoid...

Hydronic Floor Heating

What is hydronic floor heating, and is it more efficient?Hydronic is a completely different type of heat, produced by water tubes in your floors. Forced air heating systems heat all the air in your home, and your contact with that hot air makes you warmer. With...