by Ethan Atkinson | Feb 6, 2026 | K-O, PropertyPedia, Real Estate
In real estate, long term financing refers to a mortgage or deed of trust with a repayment term of ten years or more. It is typically used to fund the purchase or refinancing of completed properties and is distinguished from shorter term financing arrangements. Unlike...
by Ethan Atkinson | Feb 6, 2026 | K-O, PropertyPedia, Real Estate
Lock-In In real estate finance, a lock-in is a provision in a mortgage or deed of trust that restricts or prohibits the borrower from repaying or refinancing the loan for a specified period of time. During this lock-in period, the borrower is effectively required to...
by Ethan Atkinson | Feb 6, 2026 | K-O, PropertyPedia, Real Estate
Loan-to-Value Ratio In real estate finance, the loan-to-value ratio, often abbreviated as LTV, is a measure used by lenders to compare the amount of a proposed loan to the value or selling price of a property. It is expressed as a percentage and helps indicate the...
by Ethan Atkinson | Feb 6, 2026 | K-O, PropertyPedia, Real Estate
Loan PackageIn real estate finance, a loan package is the complete set of documents and supporting materials submitted to a lender for the purpose of evaluating a proposed loan. It provides the information a lender needs to assess the borrower’s creditworthiness,...
by Ethan Atkinson | Feb 5, 2026 | K-O, PropertyPedia, Real Estate
In real estate finance, a Loan Origination Fee is a one time charge assessed by a lender for processing and setting up a loan. It is commonly expressed as a percentage of the total loan amount. This fee compensates the lender for services such as underwriting,...
