by Ethan Atkinson | Nov 28, 2024 | Mortgage, Real Estate
The luxury real estate market is like a funhouse mirror reflection of the general real estate economy. For example, it’s not affected by mortgage rates to the same extent as the general real estate market, since so many buyers pay cash. In fact, in last...
by Ethan Atkinson | Nov 13, 2024 | Mortgage, Real Estate
Don’t be fooled by multiple CE deadlines for MLOs. No matter what the NMLS’s national rules are, in certain states you must submit your CE based on earlier dates that are different from the NMLS’ deadlines. If you thought a deadline was a single...
by Ethan Atkinson | Aug 17, 2024 | Mortgage, Real Estate
Last week, it looked like a home-buying stampede had finally been unleashed as borrowers rushed to take out loans after the recent drop in mortgage rates. Or so it seemed, since home loan applications reached their highest level since January. However, this is not...
by Ethan Atkinson | Mar 13, 2024 | Mortgage, Real Estate
Often, on the side of the road, there are handwritten signs with all the charm of a ransom note that say things like “3-br 2-bath home for sale off-market call XXX-XXX-XXXX.” I sat in traffic next to one earlier today that was even less specific about what...
by Ethan Atkinson | Dec 29, 2023 | Insurance, Mortgage, Real Estate
If you don’t understand home insurance, you will close on fewer homes, especially if you live in California or Florida. As you likely know, insurance companies have had some fairly high-profile breakups with many states due to increasing natural disasters,...
by Ethan Atkinson | Oct 27, 2023 | Mortgage, Real Estate
Don’t be fooled by multiple CE deadlines for MLOs. No matter what the NMLS’s national rules are, in certain states you must submit your CE based on earlier dates that are different from the NMLS’ deadlines. If you thought a deadline was a single...