by Ethan Atkinson | May 28, 2022 | Mortgage, Real Estate
Getting licensed as a mortgage loan originator (also called an MLO, or mortgage loan officer) has immense potential, and is much cheaper than many types of professional education. Having a skill for which a license is required makes your skill set unique and in...
by Ethan Atkinson | May 13, 2022 | Mortgage, Real Estate
Title and deed are often used interchangeably, but they are not the same. To start with, title is a concept, it is not a physical thing. Title is the idea of ownership, the idea of being entitled to something. Many cultures used to transfer title/ownership with spoken...
by Jeff Sorg | Nov 3, 2021 | Mortgage, Oregon Real Estate
The appraisal is a critical part of the financing process for the borrower and the lender, but not every real estate broker understands appraiser independence requirements. After the buyer’s credit and debt to income ratios are reviewed, and the home passes...
by Jeff Sorg | Sep 8, 2021 | Contractor, Mortgage, Real Estate
“It’s nice to meet you! May I give you my business card?” Knowing the proper way to treat and hand out your business card says a lot about you, the respect you have for yourself, and the person you are giving it to. Always be courteous and ask...
by Jeff Sorg | Aug 31, 2021 | Mortgage, Real Estate
Typically, when the buyer uses financing to purchase a house, the buyer will get evidence from their lender to show the seller they do indeed qualify for that financing. This evidence will take the form of either a lender prequalification letter or a preapproval...
by Jeff Sorg | Nov 13, 2020 | Real Estate, California Real Estate, Georgia Real Estate, Mortgage, Nevada Real Estate, Oregon Real Estate, Washington Real Estate, Washington Real Estate
The NATIONAL ASSOCIATION OF REALTORS® Board of Directors approved a change today expanding the Code of Ethics’ applicability to discriminatory speech and conduct outside of members’ real estate practices. OnlineEd Blog (November 13, 2020) Salem, Oregon November...
