by Ethan Atkinson | Jan 17, 2026 | A-E, PropertyPedia
The payment of debt in regular and periodic installments of principal and interest, as opposed to interest-only payments. Amortization is a planned series of payments over the life of a loan that pay back the principal and interest on the debt in regular installments....
by Ethan Atkinson | Jan 17, 2026 | A-E, PropertyPedia
(American Land Title Association) A type of title insurance policy issued by title insurance companies which expands the risks normally insured against under the standard policy to include unrecorded mechanic’s liens; unrecorded physical easements; facts a...
by Ethan Atkinson | Jan 17, 2026 | A-E, PropertyPedia
An owner’s extended coverage policy that provides buyers and owners the same protection the ALTA policy gives to lenders. ALTA stands for American Land Title Association. An ALTA policy is a type of title insurance issued by title insurance companies. This...
by Ethan Atkinson | Jan 17, 2026 | A-E, PropertyPedia
A type of acceleration clause, calling for a debt under a mortgage or deed of trust to be due in its entirety upon transfer of ownership of the secured property. For example, if a homeowner with a mortgage transfers their property to another party, the lender may...
by Ethan Atkinson | Dec 23, 2025 | A-E, PropertyPedia
Accretion is the gradual and imperceptible addition of soil to a riparian or littoral property. The added waterborne soil deposits are known as alluvion or alluvium. Once added to the owner’s property, the accreted soil becomes a part of the owner’s...
by Ethan Atkinson | Dec 23, 2025 | A-E, PropertyPedia
An addition to property, often through natural geological events. Accession involves acquiring title to something added to the property, either by human-made action or through the operation of natural geological processes. A property expanding by the addition of land...
