by Ethan Atkinson | Feb 4, 2026 | A-E, PropertyPedia, Real Estate
In real estate finance, an Equity Loan is a loan that is secured by the borrower’s equity in a property. The amount that can be borrowed is based on the difference between the property’s current market value and the outstanding balances of any existing loans secured...
by Ethan Atkinson | Feb 4, 2026 | A-E, PropertyPedia, Real Estate
In real estate, Equity is the value of an owner’s financial interest in a property, calculated as the property’s current market value minus the total of all outstanding loan balances secured by the property. It represents the portion of the property that the owner...
by Ethan Atkinson | Feb 4, 2026 | A-E, PropertyPedia, Real Estate
In real estate, Equitable Ownership refers to the rights of a person who has a beneficial interest in a property but does not yet hold legal title. This commonly occurs when a buyer, such as a vendee under a land sales contract, has the right to obtain legal title...
by Ethan Atkinson | Feb 4, 2026 | A-E, PropertyPedia, Real Estate
In real estate and lending, Equal Credit Opportunity refers to the protections established by the federal Equal Credit Opportunity Act, which prohibits lenders from discriminating against credit applicants based on certain personal characteristics. These include sex,...
by Ethan Atkinson | Feb 4, 2026 | A-E, PropertyPedia, Real Estate
In real estate and financial transactions, Endorsement is the act of signing one’s name on the back of a check or promissory note to transfer or guarantee the instrument. An endorsement may be made with or without additional wording that limits or clarifies the...
by Ethan Atkinson | Feb 4, 2026 | A-E, PropertyPedia, Real Estate
In real estate, an Encroachment occurs when a structure or improvement extends onto or over the property of another without legal authorization. Common examples include walls, fences, driveways, or portions of buildings that cross a property boundary. Encroachments...
