by Ethan Atkinson | May 15, 2026 | F-J, PropertyPedia
A “hard pull” (also called a hard inquiry) on a credit report occurs when a lender reviews a borrower’s credit history as part of a formal application for credit, such as a mortgage loan. In the mortgage context, the lender obtains the borrower’s credit report from...
by Ethan Atkinson | May 10, 2026 | Real Estate
Do you think that dual agency has a clear and consistent definition, and do you believe the myth that dual agency is illegal in some states? If so, then you might not entirely understand how it works. I say this as someone who used to think I knew what dual agency...
by Ethan Atkinson | Apr 28, 2026 | Mortgage, Real Estate
Do the words “hard money loan,” “dragnet clause,” and “private lending” scare you? They should, but they can also save you a ton of money and time. These terms are features of cross-collateral loans, which can help an average loan...
by Ethan Atkinson | Apr 9, 2026 | P-T, PropertyPedia
In real estate law, a patent is the original conveyance of title to land from the government to a private individual or entity. It represents the first transfer of ownership from public to private hands. A land patent establishes the foundation of title for property...
by Ethan Atkinson | Apr 7, 2026 | A-E, PropertyPedia
A blended interest rate is the weighted average rate applied when a borrower has multiple loans or financing components secured by the same property. It reflects the combined cost of borrowing across different interest rates, loan balances, and terms. The calculation...
