by Ethan Atkinson | Sep 1, 2026 | P-T, PropertyPedia
Shadow inventory sounds sinister, and it certainly may feel that way if your own home is involved. Shadow inventory refers to residential properties that are often distressed or in foreclosure that are likely to enter the real estate market but are not currently...
by Ethan Atkinson | Aug 5, 2026 | P-T, PropertyPedia
A soft second loan is a second mortgage used to help a homebuyer cover the down payment, closing costs, or part of the purchase price. It is called “soft” not because it is physically squishy, of course, but because it is very flexible; the repayment terms...
by Ethan Atkinson | Jul 28, 2026 | P-T, PropertyPedia
Is participation financing like a participation trophy that you get just for trying? Definitely not! Participation financing is a financing arrangement in which two or more lenders or investors share in funding a mortgage loan and participate in the loan’s...
by Ethan Atkinson | Jul 28, 2026 | P-T, PropertyPedia
Is a two-step mortgage is a type old-timey home loan dance? Well… it depends on how you define “dance.” Unfortunately, this mortgage doesn’t involve a lot of joyous dancing, though after it’s paid off, there may be dancing-related...
by Ethan Atkinson | Jul 19, 2026 | P-T, PropertyPedia
“RP Residential” is a property type designation in Portland, Oregon (and in some other jurisdictions) that stands for “Real Property, Residential.” This means that the property is currently used as a residence, and not for commercial or...
by Ethan Atkinson | Jul 19, 2026 | P-T, PropertyPedia
“RCU Residential, Commercial Use” is a property designation used in Portland, Oregon (as well as in other jurisdictions across the country) to describe a property that has both residential and limited commercial uses, excluding industrial uses. Thus, a...
