by Ethan Atkinson | Sep 29, 2026 | K-O, PropertyPedia
Mezzanine debt sounds a bit fancy, but it really is a less secure form of debt. Mezzanine debt is a form of financing that sits between senior mortgage debt and the property owner’s equity in the capital structure of a real estate investment. It is generally used when...
by Ethan Atkinson | Sep 28, 2026 | A-E, PropertyPedia
If you think an A-paper loan sounds like a good bet, you’re right. An A-paper loan, also called an A-credit loan or prime loan, is a mortgage made to a borrower who meets a lender’s highest or near-highest credit standards. A-paper borrowers generally have...
by Ethan Atkinson | Sep 28, 2026 | P-T, PropertyPedia
Scratch and dent loans sound like financing that’s been through a lot, but they’re actually less terrifying than they sound. Scratch and dent loans are mortgage loans that have defects or irregularities that make them difficult to sell through normal...
by Ethan Atkinson | Sep 22, 2026 | A-E, PropertyPedia
A clawback in the mortgage lending industry may sound a bit desperate… and, well, it sort of is. A clawback generally refers to the recovery of money that was previously paid or transferred. The term can arise in several contexts. For example, a mortgage lender or...
by Ethan Atkinson | Sep 22, 2026 | A-E, PropertyPedia
A cramdown in a mortgage-related bankruptcy proceeding sounds terrible, but it actually helps the borrower in most situations. In the mortgage loan business, a cramdown generally refers to a bankruptcy court reducing the amount of a secured debt that is treated as...
by Ethan Atkinson | Sep 22, 2026 | F-J, PropertyPedia
Mortgage professionals are not professional stylists, but this doesn’t mean they don’t do haircuts. In the mortgage loan business, a haircut is a reduction applied to the stated or market value of an asset when determining how much credit, financing, or collateral...
