Wild Deed

Wild Deed is a deed that has been recorded but cannot be connected to the property’s chain of title. This usually occurs when a deed is recorded before the grantor’s own deed has been recorded, or when a prior conveyance was never recorded at all. Because...

Doctrine of Worthier Title

Doctrine of Worthier Title is a common law rule that historically presumed a grantor did not intend to transfer future ownership of real property to the grantor’s own heirs through a deed or will. Instead, if a conveyance attempted to create a future interest in...

Sovereign Submerged Lands

Sovereign Submerged Lands are lands that lie beneath navigable waters and are owned by a government rather than by private individuals. These lands typically include the bottoms of oceans, bays, rivers, lakes, and other navigable waterways extending to the ordinary...

Silent Second Loan

A silent second loan is a second mortgage or subordinate loan that is not disclosed to a lender when disclosure is required. In its illegal form, a silent second loan occurs when a homebuyer obtains additional financing for a down payment or closing costs and...

Egress Window

An egress window is a window designed to provide a safe emergency exit from a room and a means of entry for emergency responders. Building codes commonly require egress windows in bedrooms and habitable basement spaces to ensure occupants can escape in the event of a...

Mello-Roos

Mello-Roos is a special tax assessment levied on property owners within designated community facilities districts (CFDs) in California. Established under the Mello-Roos Community Facilities Act of 1982, the tax was created to help local governments finance public...