LATEST STORIES
When Your Client is Not The Boss
Who are you supposed to be as an agent in a real estate transaction? This question is more difficult to answer than it may seem. As an agent, you’re supposed to be your client’s BFF while also being their taskmaster; you’re supposed to be loyal to them, except when...
Oregon Real Estate CE is changing. Here’s what you need to know.
New continuing education requirements took effect on January 1st, 2026 for all Oregon real estate...
Title Theory vs. Lien Theory
The more you search for the difference between title theory and lien theory online, the less...
Excess Condemnation
Excess condemnation sounds like a bad thing, but it's actually meant to benefit homeowners whose land is condemned. Excess condemnation occurs when a government or other public authority takes more private property through eminent domain than is strictly necessary to...
Bullet Loan
A bullet loan may sound a bit violent, but don't worry, there's no need to call emergency services (unless you count your stock broker as an emergency contact). A bullet loan is a type of loan in which the borrower makes relatively small payments, consisting only of...
Shadow Inventory
Shadow inventory sounds sinister, and it certainly may feel that way if your own home is involved. Shadow inventory refers to residential properties that are often distressed or in foreclosure that are likely to enter the real estate market but are not currently...
Soft Second Loan
A soft second loan is a second mortgage used to help a homebuyer cover the down payment, closing costs, or part of the purchase price. It is called "soft" not because it is physically squishy, of course, but because it is very flexible; the repayment terms are usually...
Allodial Title
Allodial title is a form of land ownership in which the owner holds property independently, without owing rent, service, or other obligations to a superior landlord. This is a type of land ownership almost no one will ever experience. Allodial title is very rare for...
Participation Financing
Is participation financing like a participation trophy that you get just for trying? Definitely not! Participation financing is a financing arrangement in which two or more lenders or investors share in funding a mortgage loan and participate in the loan's financial...
Forbearance
Forbearance is a temporary agreement between a lender and a borrower that allows the borrower to reduce, suspend, or postpone some or all mortgage payments for a limited period when they are experiencing financial hardship. Forbearance does not eliminate the amount...
Two-Step Mortgage
Is a two-step mortgage is a type old-timey home loan dance? Well... it depends on how you define "dance." Unfortunately, this mortgage doesn't involve a lot of joyous dancing, though after it's paid off, there may be dancing-related celebrations. A two-step mortgage...
Condominium Conversion
What is a condominium conversion? Does this mean you can convert a condominium into whatever you want? It sure doesn't! Condominium conversion refers to the process of changing an existing building, such as an apartment complex, hotel, or other multi-unit property,...
Condominium Parking Tandem
What is "Condominium parking tandem" in a real estate listing? Is this some kind of tandem bicycle parking? Nope! This refers to a parking arrangement in which two or more vehicles are parked one behind the other in the same parking space or parking area. Unlike...
HUD
HOUSING & URBAN DEVELOPMENT
HUD
(Department of Housing and Urban Development)
Stay Up to Date with the Latest Stories, News & Updates from OnlineEd
Why Use OnlineEd?
Thousands of real estate professionals turn to us for their continuing education.
Follow Us
Keep updated on Real Estate related matters on our social media platforms: