Title and deed are often used interchangeably, but they are not the same. To start with, title is a concept, it is not a physical thing. Title is the idea of ownership, the idea of being entitled to something. Many cultures used to transfer title/ownership with spoken...
The appraisal is a critical part of the financing process for the borrower and the lender, but not every real estate broker understands appraiser independence requirements. After the buyer’s credit and debt to income ratios are reviewed, and the home passes...
“It’s nice to meet you! May I give you my business card?” Knowing the proper way to treat and hand out your business card says a lot about you, the respect you have for yourself, and the person you are giving it to. Always be courteous and ask...
Typically, when the buyer uses financing to purchase a house, the buyer will get evidence from their lender to show the seller they do indeed qualify for that financing. This evidence will take the form of either a lender prequalification letter or a preapproval...
The NATIONAL ASSOCIATION OF REALTORS® Board of Directors approved a change today expanding the Code of Ethics’ applicability to discriminatory speech and conduct outside of members’ real estate practices. OnlineEd Blog (November 13, 2020) Salem, Oregon November...
Follow Santa’s Christmas Eve journey via the Official NORAD Santa Tracker from Santa’s home details page on Zillow By Jeff Sorg, OnlineEd Blog (November 30, 2016) – Today, Zillow announces that one of the most famous homes in the world —...