Don’t be fooled by multiple CE deadlines for MLOs. No matter what the NMLS’s national rules are, in certain states you must submit your CE based on earlier dates that are different from the NMLS’ deadlines. If you thought a deadline was a single...
In “celebration” of high interest rates, many home builders are offering buydowns to sell their inventory. Recent research shows that as much as of 75% of homebuilders are offering buydowns to keep their inventory flowing, which can be extremely beneficial to mortgage...
Last week, a mainstream newspaper published an article with a wild claim that turned out to be highly misleading. According to this article, there was a “strange surge in refinancing” despite sky-high mortgage rates, and refinances had increased 13%...
My aunt and uncle received a closing gift from their contractor, and were a bit put off by it. They were remodeling their home in Los Angeles, and when the renovations were complete, their contractor brought them two bottles of Cristal champagne. He opened one, and...
Virtue signaling has a bit of a bad rap, and deservedly so. If you’ve seen someone suggest online that their latest meaningless purchase is saving the environment, then you’ve seen some classic virtue signaling. For example, “I’m taking a stand...
